ERP Consultant Blog

Collecting Accounts Receivable: 3 Problems and a Solution

Written by Community User | Wed, Jul 10, 2013

If your business offers credit terms you probably have a problem collecting accounts receivable and you may have no idea what kind of negative impact that is having on your bottom line and your cash flow. How bad is it?

 

Most companies sell on 30 day terms, but an analysis of average days-to-pay or days sales outstanding will probably reveal to you a serious problem; most of your customers are taking much longer than that to pay their bills. Many companies report that customers are taking 45-60 days to pay. Why is that a problem?

3 Accounts Receivable Management Collection Challenges

  1. The longer an invoice goes unpaid – the less likely it is that you will get paid. Industry research shows that only 30% of invoices older than 6 months are collectible!
  2. You spend a lot of money on selling and every write-off has a direct and negative effect on your bottom line.
  3. If you can reduce days sale outstanding by even a small amount you will save thousands of dollars annually in financing costs and you’ll free up a lot of cash to invest in your business.

ERP publishers have some great accounting and ERP products but none of them make collecting accounts receivable easy for your accounts receivable personnel to improve collections. Many companies use memos to track communications with customers regarding late payments and others rely solely on printed aging reports and highlighters to manage the collections process. Typically you don’t even focus your time and energy on collecting until you have a cash flow problem or you have accounts that are grossly past due with huge balances. Sound familiar?

Imagine if you could send dozens of past due notices to your customers with just a few mouse clicks; have all of their invoice history, account aging, and contact information available at your fingertips; and be able to focus your limited time on those accounts and invoices that need your attention the most. That would be huge!

If you sell on credit terms you really need to take a hard look at your current average Days-to-pay or Days sales outstanding- right now you may be thinking, “Yeah my customers take a few extra days, but it’s no big deal as long as they pay.”

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